Angela Howison Realtor

Angela Howison Realtor SERHANT Specializing in residential real estate sales since 2004.

05/29/2026

🌟 Busting Mortgage Myths! 🏠💥 Don't let these common misconceptions hold you back from buying your dream home:

1️⃣ 20% Down Payment? Not necessary! Many programs offer lower down payments—some as little as 3.5%!

2️⃣ Perfect Credit? Nope! You can qualify for a mortgage with less than perfect credit. There are options for various credit scores.

3️⃣ Debt-Free? Not a must. Having debts doesn't disqualify you; it’s more about managing a good debt-to-income ratio.

Don’t let myths cloud your home buying journey. 🗝️✨



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Is it cheaper to build a new home or renovate an old one? While the answer depends on various factors, here are key cons...
05/28/2026

Is it cheaper to build a new home or renovate an old one? While the answer depends on various factors, here are key considerations to help you decide. 🏗️🏡

Building a New Home:

✅ Customization: Building offers freedom to design and select features according to your preferences and lifestyle. Create your dream home from scratch, tailored to your exact specifications.

✅ Modern Efficiency: New homes incorporate energy-efficient technologies and building practices. Better insulation, energy-efficient windows, and high-efficiency appliances can lead to lower utility bills and reduced maintenance costs.

✅ Fewer Surprises: Building allows more control over materials and construction, reducing the likelihood of unexpected issues or costly repairs.

Renovating an Old Home:

✅ Existing Structure: Renovating preserves the charm of the existing structure. It's rewarding to breathe new life into a historic or unique property. Renovations can be cost-effective when the foundation and structure are already in place.

✅ Potential Value Increase: Renovations add value. Updating key areas like the kitchen, bathrooms, or improving the layout can yield a higher return on investment.

✅ Location Considerations: Older homes often sit in established neighborhoods with desirable amenities.

Ultimately, the cost comparison depends on factors like renovation extent, local construction costs, material availability, and market conditions. Consult professionals to get accurate estimates and insights. 💼💡



No hassle real estate! Sell your home fast!

Preparing for closing day as a home seller? Ensure a smooth process by organizing the necessary documents. Use this chec...
05/27/2026

Preparing for closing day as a home seller? Ensure a smooth process by organizing the necessary documents. Use this checklist to ensure you have everything ready.

1️⃣ Property Deed: Have a copy of the property deed readily available to establish ownership rights and transfer ownership to the buyer.

2️⃣ Title Insurance Documents: Gather any title insurance documents received during the home purchase to provide proof of clear title.

3️⃣ Homeowners Insurance Policy: Provide a copy of the current homeowners insurance policy to ensure the property is adequately insured until transfer.

4️⃣ Mortgage Payoff Information: Collect mortgage payoff details, including the account number, balance, and lender's instructions, if applicable.

5️⃣ HOA Documents (if applicable): Gather relevant HOA documents like CC&Rs, bylaws, financial statements, and pending assessments for a seamless transition.

6️⃣ Utility Information: Compile a list of utility providers for the buyer, enabling them to transfer services smoothly.

Work closely with your real estate agent and closing agent or attorney to ensure a successful closing.



No hassle real estate! Sell your home fast!

05/26/2026

True or False: Can a mortgage be denied at closing?
Answer: True! ✅

To keep your homebuying process smooth from pre-approval to closing:

Maintain Steady Employment: Avoid job changes during this critical time.
Avoid New Debt: Hold off on major purchases or opening new credit lines.
Keep Application Details Up to Date: Ensure all information on your mortgage application is accurate and current.
Stay on track for a successful closing! 🏡✨

No hassle real estate! Sell your home fast!

05/25/2026

Let's simplify real estate terms to make home buying easier! 🌟🏡

Mortgage: A loan secured by your home. It includes the amount borrowed plus interest. 🏠💳
Down Payment: No need for 20% down; options start at 3.5%, with special programs for first-timers, med school grads, veterans, and more. 🗝️
Equity: The part of your home you actually own, calculated as the home's value minus the mortgage balance. 🍰
Appraisal: A report that determines your home’s estimated value, used by lenders to ensure the loan amount is appropriate. 💰✨
Closing Costs: The final fees in your purchase, covering everything from down payment to taxes and insurance. 🎉
Contingency: A clause in your offer that allows for a home inspection to check for issues before finalizing. 🔍
Pre-Approval Letter: Shows sellers how much you can borrow, making you a more attractive buyer. 🌈
Clear to Close: Approval from the underwriter, green-lighting your closing date. 🎉🗝️



No hassle real estate! Sell your home fast!

🏠💫 Thinking of an upgrade? It's a big decision that depends on several factors unique to you! Here are a few signs it mi...
05/24/2026

🏠💫 Thinking of an upgrade? It's a big decision that depends on several factors unique to you! Here are a few signs it might be time to level up your living situation:

👨‍👩‍👦‍👦 Space Constraints: Is your family growing or changing? Need more rooms or a bigger yard? Your current home might not be fitting your needs anymore.

🛠️ Home Maintenance: If your repair costs are mounting, especially for big-ticket items like roofs or electrical systems, it might be cheaper and easier to move.

🏘️ Changing Neighborhood: If your community is changing and not for the better, it's probably time to start scouting new locations.

🏠 Lifestyle Changes: Has working from home become a permanent thing? Or have you become a master chef needing a gourmet kitchen? Upgrading your home can support these lifestyle shifts.

📈 Market Conditions: If homes in your area are selling like hotcakes, it might be an excellent time to sell and upgrade.



No hassle real estate! Sell your home fast!

🏡 Buying your first home is one of the most exciting chapters in life, but it can also be daunting. Here are some quick ...
05/23/2026

🏡 Buying your first home is one of the most exciting chapters in life, but it can also be daunting. Here are some quick tips to ease your journey!

1️⃣ Get pre-approved for a mortgage - it sets your budget and shows sellers you're serious.
2️⃣ Remember to budget for all homeownership costs, not just the mortgage.
3️⃣ Make a list of your needs vs. wants in a home – it helps keep your search focused.
4️⃣ Explore different neighborhoods – location matters!
5️⃣ Be patient - finding the perfect home might take time.
6️⃣ Work with a real estate agent to guide you through the process.
7️⃣ Start saving for the down payment and closing costs early.
8️⃣ Never skip the home inspection – it could save you from future headaches.
9️⃣ Understand your mortgage options - there's no one-size-fits-all.
🔟 Think long-term. Choose a home where you can see yourself for the next five to seven years.

Your dream home is out there ... this journey is just the beginning! 🎉



No hassle real estate! Sell your home fast!

Ever wondered how to boost the value of your home without extensive renovations? The answer might be right outside your ...
05/22/2026

Ever wondered how to boost the value of your home without extensive renovations? The answer might be right outside your front door: Landscaping! Here's why good landscaping can be a game changer:

1️⃣ First Impressions Count: A well-maintained landscape creates a positive first impression, making potential buyers more interested in seeing what's inside. 🏡✨

2️⃣ Outdoor Living Spaces: Today's buyers value outdoor spaces for entertaining and relaxing. A beautifully landscaped patio or garden can function as an additional 'room' of your home, enhancing its overall living space. 🌳🍃

3️⃣ Energy Efficiency: Thoughtful landscaping can provide shade in summer and wind protection in winter, reducing energy costs and making your home more eco-friendly - a huge plus for many modern buyers. 🌳☀️❄️

4️⃣ Higher Home Value: Studies show that good landscaping can increase a home's value by up to 15%! It’s an investment that not only brings daily joy but can also deliver financial returns when you sell. 💰📈

5️⃣ Faster Sale: A well-landscaped home can help your property sell quicker. When buyers see a well-cared-for yard, they presume the inside of the home has been equally well maintained. 🏡🚀

Pull on your gardening gloves, or hire a professional landscaper, and let's elevate those yards! 🌷🌳



No hassle real estate! Sell your home fast!

🏡📦💡 Downsizing often comes with a negative connotation, but it can actually be a breath of fresh air! Transitioning to a...
05/21/2026

🏡📦💡 Downsizing often comes with a negative connotation, but it can actually be a breath of fresh air! Transitioning to a smaller home isn't just about size - it's about simplifying your lifestyle and embracing numerous benefits. Let's explore some:

1️⃣ Lower Costs: Smaller homes generally have lower purchase prices, utility bills, and maintenance costs.

2️⃣ Less Clutter: A smaller space encourages you to prioritize what really matters, keeping only the essentials and your most cherished items.

3️⃣ Easier Maintenance: Fewer rooms and smaller yards mean less time and effort spent on cleaning and upkeep.

4️⃣ Cozier Living: Smaller homes often have a warm and inviting atmosphere that encourages family interaction.

5️⃣ Eco-Friendly: Smaller homes typically have a lower environmental impact due to less energy consumption, which aligns with a more sustainable lifestyle.

6️⃣ Location Options: With the budget flexibility that comes with downsizing, you may be able to afford to live in a better location, perhaps closer to city amenities or in a more expensive, desirable neighborhood.

7️⃣ More Time and Freedom: With less space to manage, you may find you have more time to enjoy hobbies, travel, or just relax.

Remember, it's not downsizing - it's rightsizing for your current lifestyle needs! 🌿🏠💫



No hassle real estate! Sell your home fast!

🔑 🌟💪 When you're in the process of buying or selling a home, choosing the right real estate agent is a crucial step. It...
05/20/2026

🔑 🌟💪 When you're in the process of buying or selling a home, choosing the right real estate agent is a crucial step. It's essential to ask the right questions to ensure they're the perfect fit for you. Here are a few to consider: 🏠💬

1️⃣ How long have you been a real estate agent?
2️⃣ How many homes did you help buy/sell last year?
3️⃣ How will you communicate with me throughout the process?
4️⃣ Can you provide references from previous clients?
5️⃣ How do you plan to market my home if I'm selling?

It's your journey and you need a guide who fits your needs perfectly! Don't shy away from asking any question. After all, knowledge is power when it comes to real estate! 🏡💪



No hassle real estate! Sell your home fast!

Let's shed some light on underwriting—a crucial step in buying a home. Understanding what it entails will help you navig...
05/19/2026

Let's shed some light on underwriting—a crucial step in buying a home. Understanding what it entails will help you navigate the journey with confidence. 💼🔍

Underwriting is the evaluation of your loan application by a mortgage lender. Here's what you need to know:

1️⃣ Financial Assessment: Lenders carefully examine your financial documents—bank statements, pay stubs, tax returns, and employment history—to assess your ability to repay the loan.

2️⃣ Creditworthiness Review: Lenders assess your credit report, looking at your score, payment history, and debts, to determine the risk involved in lending to you.

3️⃣ Property Evaluation: Underwriting includes a thorough assessment of the property you're purchasing. Lenders verify its value and ensure it meets their criteria.

4️⃣ Risk Analysis: Based on the financial assessment, creditworthiness review, and property evaluation, lenders determine the risk associated with approving the loan.

5️⃣ Decision and Conditions: After the underwriting process, lenders decide whether to approve the loan, provide conditional approval, or deny the application. If approved, they issue a commitment letter with the loan's terms and conditions.

Underwriting ensures responsible lending practices and protects both lenders and borrowers. Provide accurate information and promptly respond to lender requests. All your hard work and attention to detail will be worth it when you end up with the keys to your new home!



No hassle real estate! Sell your home fast!

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114 N. OCEAN Way
Jupiter, FL
33477

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+15614011400

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