08/11/2026
AITA for suing a waitress who wrecked my truck at work? Six months ago, a woman lost control of her car on a busy road. She careened into the parking lot at my office and plowed right into my vehicle.
She must've been doing at least 40mph at the time of impact. The collision hit directly on the wheel of my truck. The force was strong enough to spin my entire vehicle 90 degrees.
Surprisingly, it left little visible damage on the body itself. The mechanical damage, however, was a different story. The total repair bill came out to $18,000.
To make matters worse, the woman driving the car didn't have any auto insurance. I ended up paying $3,800 straight out of my own pocket just to get my vehicle functional again. That money covered my high deductible, a rental car, and specific repair costs my own insurance company stubbornly refused to pay.
I'm also stuck eating the diminished value of the truck. Since she lacks insurance, I can't file a diminished value claim. I estimate I've lost at least $5,000 in resale value that I'll simply never get back.
That amount will drop as the truck ages, but I'm forced to hold onto this vehicle for a long time now. I'd just bought the truck four months before the crash. I spent the next seven weeks dealing with the aftermath almost every single day.
The repair process was a constant headache. I took the driver to small claims court to recoup my $3,800. She didn't even bother to show up to the hearing.
The judge quickly ruled in my favor by default. I honestly thought she wasn't planning on giving me a dime. Then she tried to get her suspended license reinstated.
The state requires her to have a signed repayment plan with me before she can drive legally again. She formally agreed to pay me $100 every other week until the debt is cleared. I've received her first installment, and the second payment is due today.
My wife and I bring in a combined $225,000 a year. We paid the $3,800 and largely moved on financially. It stung, but we can comfortably afford the loss.
I'm sitting at my desk, looking at the court-ordered statement of assets she provided. I'm staring at her financial numbers, my thumb resting on my phone screen, considering if I should cancel the debt.