Nick Mautino - Home Loans

09/08/2026

Ever wonder why two buyers can get completely different rates on the same day? Your rate is not random.

Swipe to see what exactly goes into it and what you can do to get the most competitive rate possible.

09/04/2026

Your offer is more than just a number.

In today’s market, knowing how to structure a strong offer can be the difference between getting the home and losing it to someone else.

Swipe to see what sellers actually care about and how to make your offer stand out.

09/03/2026

YOUR NEXT RENTAL’S DOWN PAYMENT COULD BE SITTING IN YOUR CURRENT RENTAL.
Have equity in an investment property? Put it to work toward growing your portfolio.
With an eligible investment-property HELOC, qualified borrowers may be able to borrow up to 90% of their property’s value, including their existing mortgage balance, and use the available funds toward purchasing another rental with a DSCR loan.
💰 Here’s how that could look:
Current rental value: $400,000
Existing mortgage: $250,000
90% combined borrowing limit: $360,000
Potential HELOC: $110,000, before fees and program limits.
That could help cover the down payment and closing costs on your next investment property.
🔑 Why DSCR? These loans focus on the rental property’s income relative to its required payments, rather than qualifying primarily through your personal employment income. Credit, down payment, reserves, and other requirements still apply.
You’ve built the equity. Let’s explore what it could help you buy next.
📲 Nick Mautino | NFM Lending
240-417-8181 | NMLS #146613
🌐 www.nfmlending.com/nmautino
https://equitytapper.com/.../nfm-lending/nick-mautino/signup

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09/02/2026

Closing costs caught you off guard? You are not alone.

Many buyers focus on the down payment and forget about the fees that come with it. Swipe to break down exactly what closing costs are, what is included, and how to reduce them.

08/31/2026

Thinking about refinancing before the season shifts? Here’s what’s worth considering before you make that move.

Contact me today for more information and tips!

08/31/2026

5.0 star review received on Experience.com for Nicholas Mautino by Kirk C - It was truly a pleasure working with Nicholas Mautino on my client’s home purchase. As the buyer’s Realtor, I appreciated how accessible, professional, and proactive he was throughout the entire loan process. Nicholas kept both my client and me informed every step of the way, promptly answered our questions, and made sure we understood what to expect.
Buying a home can be stressful, but Nicholas helped make the financing process feel smooth and manageable. His dedication to my client and commitment to getting us successfully to the closing table did not go unnoticed. I would gladly work with Nicholas again and highly recommend him to anyone looking for a knowledgeable, dependable, and caring loan professional.

Click to see all 491 reviews of Nicholas Mautino at NFM Lending, Mortgage Loan Originator | NMLS # 146613

08/27/2026

A fall closing starts with summer prep. If buying is on your radar for later this year, here’s the checklist to start working through now.

Questions about any step? That’s what I’m here for.

08/19/2026

Mortgage rates aren’t one-size-fits-all. Here’s why quotes vary, what factors into yours, and how to read what you’re really being offered. Save this for when you’re ready to buy.

08/17/2026

Ever wondered what actually happens during a home appraisal? Here’s the quick version. Save this for your homebuying checklist.

08/13/2026

Fixed-rate or adjustable-rate? The right answer depends less on the market and more on your plans. Here’s the quick breakdown.

Save this for when you start comparing loan options, and reach out anytime with questions.