Lori Allerton, Sales Manager NMLS 219458

Lori Allerton, Sales Manager NMLS 219458 Lori Allerton, Sales Manager NMLS 219458
Presidential Bank Mortgage | Company NMLS 421593

Lori Allerton is a seasoned mortgage professional who has been guiding borrowers toward their homeownership goals since 1995. With decades of experience, she takes pride in offering loan options tailored to each client’s unique needs, including:

-Conventional loans
-VA, FHA, and USDA loans
-Refinancing solutions
-Renovation loans
-Jumbo and Super Jumbo loans
-Down payment assistance programs

Her

deep knowledge of mortgage guidelines, rules, and regulations allows her to navigate even the most complex homebuying situations. Whether working with clients seeking low- or no-money-down options, or those needing access to specialized assistance programs, Lori is dedicated to finding creative financing solutions that others may overlook. Outside of work, Lori enjoys spending time with her husband, their two adult children, and two grandsons. She has a passion for gardening and actively supports her community through charities and organizations such as the Central Carolina Association of Realtors, Salisbury Rowan Association of Realtors, and Rowan Helping Ministries. Lori’s strong community ties and decades of expertise make her a trusted partner in helping families establish lasting roots through homeownership.

5.0 star review received on Experience.com for Lori Allerton by Lorraine G - Lori is the only one that provides detailed...
09/03/2026

5.0 star review received on Experience.com for Lori Allerton by Lorraine G - Lori is the only one that provides detailed service before closing so that the buyers can understand more fully what is happening with their loan. She is also the only person who has consistently attended closings for us when she is able. She is unique in this feature of her service as I have never had a lender come to a closing. Awesome work, that girl!!! Thank you Lori!!!

Click to see all 89 reviews of Lori A. Allerton, Sales Manager NMLS 219458 | Presidential Bank Mortgage, Sales Manager | NMLS 219458

5.0 star review received on Experience.com for Lori Allerton by Wendy W - Great communication throughout the process. Th...
09/03/2026

5.0 star review received on Experience.com for Lori Allerton by Wendy W - Great communication throughout the process. Thank you!

Click to see all 89 reviews of Lori A. Allerton, Sales Manager NMLS 219458 | Presidential Bank Mortgage, Sales Manager | NMLS 219458

5.0 star review received on Experience.com for Lori Allerton by Robert L H - Such  a  smooth process   Always  kept  us ...
09/02/2026

5.0 star review received on Experience.com for Lori Allerton by Robert L H - Such a smooth process Always kept us updated

Click to see all 86 reviews of Lori A. Allerton, Sales Manager NMLS 219458 | Presidential Bank Mortgage, Sales Manager | NMLS 219458

09/01/2026

📊 MARKET PERSPECTIVE: Gen Z Is Entering the Housing Market

The next generation of homebuyers isn’t waiting on the sidelines. Gen Z is becoming a growing force in today’s housing market, with younger buyers representing an increasing share of purchase activity.

And they’re finding creative ways to make homeownership work. From personal savings and family assistance to non-savings sources, today’s buyers are using multiple strategies to put together their down payment.

At the same time, buyers are navigating higher rates, more inventory and a little more negotiating room than we’ve seen in recent years.

🏡 The takeaway? There isn’t one “right” path to homeownership. Understanding your financing options can make all the difference.

Check out this month’s Market Perspective for a closer look at what today’s numbers are telling us.

Do you know your debt-to-income (DTI) ratio? 🤔🏡 Your DTI helps lenders understand how your monthly debt compares to your...
08/31/2026

Do you know your debt-to-income (DTI) ratio? 🤔🏡 Your DTI helps lenders understand how your monthly debt compares to your income. A lower ratio may give you more financial flexibility when purchasing a home. 📊

Ready to find out? Let's chat! 💻

08/31/2026

🏡 More homes on the market could mean more room to negotiate.

Active inventory recently reached about 1.5 million homes, its highest level since May, while pending sales have slowed. That combination is giving some buyers more leverage than they’ve had in recent years.

If a home has been sitting on the market, buyers may have an opportunity to negotiate more than just the purchase price. Seller-paid closing costs, repairs, or a mortgage rate buydown could all potentially be part of the conversation.

The list price is the starting point. The right strategy could help you negotiate the deal—not just the house.

🎬 Lights, camera, REALTOR® EXPO!Presidential Bank Mortgage is heading to the 2026 Canopy EXPO on September 2 at the Char...
08/31/2026

🎬 Lights, camera, REALTOR® EXPO!

Presidential Bank Mortgage is heading to the 2026 Canopy EXPO on September 2 at the Charlotte Convention Center, and Lori Allerton and George Richardson will be there representing our team!

Stop by their booth to say hello, connect with the team, and learn more about how we can help you and your buyers navigate the financing side of the transaction. And, of course, we’ll have some giveaways and chances to win along the way! 🎟️

📍 Charlotte Convention Center
📅 Wednesday, September 2
👋 Look for Lori & George at the Presidential Bank Mortgage booth!

We’re looking forward to connecting with our REALTOR® partners and making this a great day of networking, learning and fun.

Come see us—you might just walk away with more than a few new connections! 🏡

08/30/2026
5.0 star review received on Experience.com for Lori Allerton by Trudy N L - Amazing agent!  Lori  works with  clients  i...
08/30/2026

5.0 star review received on Experience.com for Lori Allerton by Trudy N L - Amazing agent! Lori works with clients in such a positive, helpful way. She responds quickly when we agents have questions. She is top on my lender recommendation list.

Click to see all 85 reviews of Lori A. Allerton, Sales Manager NMLS 219458 | Presidential Bank Mortgage, Sales Manager | NMLS 219458

5.0 star review received on Experience.com for Lori Allerton by Michael A R - Lori and the entire team were a pleasure t...
08/29/2026

5.0 star review received on Experience.com for Lori Allerton by Michael A R - Lori and the entire team were a pleasure to work with and made the process very easy. I would recommend them to anyone looking to finance a home.

Address

1484 Dale Earnhardt Boulevard Suite 113
Cornelius, NC
28083

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