08/08/2026
ZIFUKWA 20 ZOMWE BIZINESI ZAMBIRI KU MALAWI SIZIKULA
1. "BOLA TIKUDYA" MINDSET (SURVIVAL MENTALITY)
Anthu ambiri amangofuna ndalama zokwanira kudya lero. Saganizira za growth, expansion, kapena legacy. Bizinesi yabwino siyimangokupatsa chakudya cha lero, imamangidwa kuti izithandiza banja ngakhale zaka zambiri zikubwera. Allah akunena kuti tipemphe zabwino zake (Qur'an 4:32), choncho kulakalaka kukula sikuli umbombo.
2. Kudya Capital M'Malo Mwa Profit
Capital ndi mtima wa bizinesi. Ngati mukudya ndalama zogulira katundu, bizinesi imangozungulira osakula. Protect your capital. Muzidya profit, osati capital.
3. KUSABWEZERETSA PROFIT (NO REINVESTMENT)
Profit ikabwera, gawo lina liyenera kubwerera mubizinesi. Reinvestment ndiyo mafuta a kukula kwa bizinesi. Popanda izi, kukula kumachedwa kwambiri.
4. KUSASIYANITSA BUSINESS MONEY NDI PERSONAL MONEY
Ndalama za shop siziyenera kukhala ndalama za kunyumba. Tsegulani separate account kapena bokosi lapadera la bizinesi. Mukasakaniza ndalama, simudzadziwa ngati mukupindula kapena mukutaya.
5. KUSASUNGA MA RECORDS (POOR RECORD KEEPING)
Ngati simulemba sales, expenses, stock, ndi profit, mumangoyendetsa bizinesi ndi malingaliro. What gets measured gets improved.
6. KUSOWA BUDGET
Bizinesi yopanda budget imawononga ndalama mosaganizira. Konzani ndalama za mwezi uliwonse musanagwiritse ntchito.
7. KUGULA ZINTHU ZOKONGOLA Musanayime Bwino
Ena amagula galimoto, phone kapena zinthu za mtengo wapatali pomwe bizinesi sinakhazikike. Assets should produce income before buying luxuries.
8. BUSINESS YA MUNTHU MMODZI
Ngati zonse zimadalira inu, mukadwala kapena kuyenda, bizinesi imaima. Pangani systems, procedures, ndi kuphunzitsa antchito.
9. KUSAPHUNZIRA ZATSOPANO
Market imasintha nthawi zonse. Successful entrepreneurs never stop learning. Werengani mabuku, pitani kuma training, phunzirani pa intaneti, ifetu tikuphunzira pompano komanso tikuphunzitsa ena
10. KUSADZIWA CUSTOMER SERVICE
Makasitomala amabwerera chifukwa cha momwe mu
