Engr Juday - Your Real Estate Buddy

18/12/2025

Some developers worth checking. Watch this!

13/12/2025

🏠 RENT vs BUY: Which is Better?

There’s no one-size-fits-all answer when it comes to choosing between renting and buying a property. It all depends on your financial capacity, lifestyle, and long-term goals.

🔑 Renting offers flexibility and lower upfront costs—ideal for those with short-term plans.
🏡 Buying is a long-term investment that builds equity and provides stability for the future.

13/12/2025

Thinking of buying a house? Read this before investing!

Rent-to-Own Vs. In-House Financing: Which is Right for You?
by: Lamudi

There are different ways to buy real estate. Know the difference to help in your property-buying journey.

12/12/2025

📜How to Transfer a Land Title in the Philippines? 🇵🇭

What does one do when the title of the property newly acquired is still under the previous owner's name?

How to transfer a land title in the Philippines?
So, basically there are five steps:

1.) Gather all requirements (documents)
You have to secure all the documents from the Register of Deeds, Municipal or Provincial or City Assessor’s Office, and BIR (Bureau of Internal Revenue).

What are these documents?
📌Certified copy of Title
📌Certified copy of Tax Declaration

2.) Assess and Pay Taxes
After gathering all the requirements, you have to secure the computation of the following taxes:

📌Capital Gain Taxes (from the BIR)
Documentary Stamp Taxes (from the BIR)
Transfer Tax (from the Municipal or Provincial or Assessor's Office)
After you get the computation of the taxes, you have to pay it through the banks for Capital Gain Tax and Documentary Tax.
📌For the Transfer Tax, you have to pay it to the Municipal or Provincial or City Assessor.

3.) Process and Get the BIR Clearance
After payment of taxes, you have to go back to the BIR. You have to submit the documents (requirements) and file for the issuance of Certificate Authorizing Registration (CAR).

4.) Process the Transfer of Title
After you get the CAR from the BIR, you need to file or submit this to the Register of Deeds. You need to get the assessment of the registration fees. After that, you need to pay it. And then you have to wait until the transfer of title is processed.

5.) Transfer of Tax Declaration
So after you get the title, you have to go back to the Municipal or Provincial or City Assessor to file for the application of the transfer of Tax Declaration.

The whole process normally takes around two to three months to complete.

12/12/2025

📣📣📣Good news para sa ating mga home buyers ng socialized housing!

🤩🤩🤩
WHAT'S NEW IN THE HOUSE. Good news for housing stakeholders DHSUD and DEPDEV agreed to update the price ceiling for socialized housing –both for house and lot packages and condominiums.

Secretary Jose Ramon Aliling welcomed the agreement, formalized by the signing of the Joint Memorandum Circular (JMC) 2025-001, as a huge boost to the ongoing nationwide rollout of President Ferdinand R. Marcos Jr.’s flagship Expanded Pambansang Pabahay para sa Pilipino (4PH) Program.

WHAT'S NEW IN THE HOUSE. Good news for housing stakeholders DHSUD and DEPDEV agreed to update the price ceiling for socialized housing –both for house and lot packages and condominiums.

Secretary Jose Ramon Aliling welcomed the agreement, formalized by the signing of the Joint Memorandum Circular (JMC) 2025-001, as a huge boost to the ongoing nationwide rollout of President Ferdinand R. Marcos Jr.’s flagship Expanded Pambansang Pabahay para sa Pilipino (4PH) Program.

06/08/2025

Self-love is golden ✨
Spoiled myself with some goldie goodness today 💛

19/10/2024

You did great. You are doing great. You will do great.

10/08/2023

04/05/2023

Alam mo ba na wala ng laman ang files, links and photos/videos nyo sa messenger?

Judt sharing

ctto

11/08/2022

4 TYPES OF LOVE

"Alam mo ba kung ano ang 4 na uri ng pag ibig?"

Tanong saken ni papa.

"Hindi po" maikling sagot ko.

"Makinig ka nak, habang di ka pa umiibig gusto kong sabihin sayo kung ano ang apat na uri ng pag ibig"

"Nakikita mo ba yang painting na yan? (Sabay turo sa painting na nakasabit sa dingding namen) ang espadang nakatusok ay sumisimbolo sa pag ibig at ang apat na babae ay ang uri ng pag ibig" panimula ni papa.

"Ang babaeng nasa hulihan ay ang PAG IBIG SA KATAWAN" tinuro nya ang babaeng labas ang dede.

"Kaya sa maselang bahagi ng katawan nya nakatusok ang espada ay dahil sa katawan lang ang habol sa kanya at ang habol nya"

Tumango lang ako kahit naguguluhan na.

"Ibig sabihin, para sa kanya ang pag ibig ay ang pagkahumalin sa katawan. S*x lang ang habol sa kanya at ganun din sya. Mahirap na yun takasan dahil sa nakaka adik ang ganitong uri ng pag ibig"

"Ang nasa gitna naman na babae ay ang PAG IBIG AYON SA PANGANGAILANGAN. Kaya sa tiyan nya nakatusok ang espada ay dahil sa pera lang ang habol nya sa tao. Umibig sya dahil sa may gusto syang punan sa buhay tulad ng gutom, luho at iba pang pangagailangan. Kaya nyang pumatay kung kinakailangan. Ganun ang pag ibig para sa kanya." Mariing sabi ni papa.

Tumango ulit ako. This time mas naiintindihan ko na kung ano ang ibig nyang sabihin.

"Ang nasa unahan naman na babaeng may hawak ng mangkok na pagkain ay ang PAG IBIG NA MATIISIN. Kaya sa puso nya nakatusok ang espada ay dahil sa labis syang umiibig. Kaya nyang tiisin lahat at magpaalipin sa ngalan ng pag ibig."

At huminga muna sya ng malalalim.

"Eh pano naman po yung babaeng nakahiga?" Tanong ko

"Sya ang huling uri ng pag ibig. Yan ang tinatawag na LOVE TILL DEATH. Ang pinakamahalagang pag ibig sa lahat. Mapagsakripisyo, marunong lumaban para sa taong mahal nya. Tunay na nagmamahal kaya nga "till death do us part". Pang forever ang ganitong uri ng pag ibig. Yung di nang iiwan at laging umuunawa" nakita kong pumapagilid ang luha ni papa.

"At ang dahilan kung bakit naka apak yung tatlo sa pang apat na babae ay dahil sa yung 3 naunang uri ng pag ibig ang mas umuusbong na sa ngayon. Di na nila alam kung ano ang tunay na pag ibig. Puro lang sila sarap, dun sila sa madali at kapag nasaktan na o nahirapan ay iiwan ka na lang bigla" at tuluyan na nga syang napaluha.

Alam kong nasasaktan pa rin sya.

Matapos iwan kami ni mama at sumama sa matandang mayaman.

"Kaya ikaw, piliin mo yung pang apat na uri ng pag ibig kung gusto mo ng pang matagalan at pang habang buhay" bilin saken ni papa bago tuluyang humagolgol sa iyak.😭

(ctto)