Hamhow Inc

Hamhow Inc ❤️ Follow us on our stationery journey
📍 Toronto, Ontario, Canada
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🌤️ Hello Monday! Here’s my spending tracker result from last week. 🧾💰 I spend 80% of my fun/want budget ($228.00) 🏦 $54....
20/10/2025

🌤️ Hello Monday! Here’s my spending tracker result from last week. 🧾

💰 I spend 80% of my fun/want budget ($228.00)
🏦 $54.00 left for the week -> banking the excess for my Sephora VIB event

Tracking my wants has truly been an eye-opener. There are savers and spenders out there… and I’m definitely a spender 😅 I catch myself thinking about buying something every single day!

I’ve been following my little rule: ✨ “I want it? I budget it.” ✨

Hello Monday!Here’s my spending tracker result from last week. 🧾💰 I spend 80% of my fun/want budget ($228.00) 🏦 $54.00 l...
20/10/2025

Hello Monday!
Here’s my spending tracker result from last week. 🧾

💰 I spend 80% of my fun/want budget ($228.00)
🏦 $54.00 left for the week -> banking the excess for my Sephora VIB event

Tracking my wants has truly been an eye-opener. There are savers and spenders out there… and I’m definitely a spender 😅 I catch myself thinking about buying something every single day!

I’ve been following my little rule: ✨ “I want it? I budget it.” ✨

🌤️ Hello Monday!Here’s my spending tracker result from last week. 🧾💰 I spend 80% of my fun/want budget ($228.00) 🏦 $54.0...
20/10/2025

🌤️ Hello Monday!
Here’s my spending tracker result from last week. 🧾

💰 I spend 80% of my fun/want budget ($228.00)
🏦 $54.00 left for the week -> banking the excess for my Sephora VIB event

Tracking my wants has truly been an eye-opener. There are savers and spenders out there… and I’m definitely a spender 😅 I catch myself thinking about buying something every single day!

I’ve been following my little rule: ✨ “I want it? I budget it.” ✨

The 24-hour rule is my favorite way to spend mindfully.If it’s a want, I wait one day before buying. Most times, the imp...
16/10/2025

The 24-hour rule is my favorite way to spend mindfully.
If it’s a want, I wait one day before buying. Most times, the impulse fades and if it doesn’t, I know it’s something that truly matters.

🎉 Wants → things I enjoy but can live without
✉️ Needs → essentials I can’t go without

It’s simple but powerful way to spend mindfully.

🍂 In our last post, we talked about empowering your finance journey and today, we are putting that into action. Here is ...
12/10/2025

🍂 In our last post, we talked about empowering your finance journey and today, we are putting that into action.

Here is how we actually track our finances to find a healthy balance between saving 💰 and spending 💸.

The medium full-time income in Ontario for 2024 is around $63,000. I will be using this as a guideline to see if this budget is achievable in real life.

Follow along as we log, reflect, and learn together. One mindful month at a time. ♥️

Financial Literacy Sharing Alert: I used to save whatever was left at the end of the month… and most months, there wasn’...
09/10/2025

Financial Literacy Sharing Alert: I used to save whatever was left at the end of the month… and most months, there wasn’t much left at all.

Then I learned to flip that mindset to pay myself first every time I get paid. Before the bills, before the fun stuff, I make sure part of my paycheque goes straight to my future self.

Here’s how I break mine down now:
📖 20% for savings and investments
✉️ 50% for essentials like bills and groceries
🎉 30% for fun and wants

Even if you can’t start with 20%, it’s the habit that matters. Begin with 5%, 10%, whatever feels doable. What’s important is that you’re building the muscle of saving first.

Since I started doing this, I feel more in control and less anxious about money. I know I’m looking out for my future while still enjoying the present.

✨ Empower your financial journey, one paycheque at a time.

🍁 Ever got to the end of the month and wonder… where did my money go? 🤔I once heard that it’s not always the big ticket ...
04/10/2025

🍁 Ever got to the end of the month and wonder… where did my money go? 🤔

I once heard that it’s not always the big ticket items that hurts your savings, but the little things - like the $2.00 coffee ☕️ on the way to work or the $10 lunch 🥗 at the office.

Try logging your non-essential spending with your trusty stationery. It was an eye opener for me to see where my money went by the end of the month.

Happy Saturday! Quick update on my spending challenge this month. I've been super disciplined about cutting back on non-...
27/09/2025

Happy Saturday! Quick update on my spending challenge this month. I've been super disciplined about cutting back on non-essentials... but let's be real, the Thai festival downtown was a weak spot for food and drinks!

I am using the🍦stamp to log things we purchased at the festival
🧋Thai Milktea for my husband
🧇 Bubble Waffle
🧉 Milk Foam Wintermelon Tea for me and my son

Things I am trying to avoid:
⌚️ the new Apple Watch 11
👟 New balance shoes

September Spending Reflection 
Ever buy something for the rush… then let the package sit unopened in your foyer for days...
26/09/2025

September Spending Reflection


Ever buy something for the rush… then let the package sit unopened in your foyer for days? 👀 That used to be me (and sometimes still is). The endorphins from hitting “buy now” felt amazing — but it never lasted.


That’s why I started a simple weekly habit:
📖 Track 7 days of spending → group into categories
✉️ Add up the total → see the bigger picture
🎨 Turn it into a spread that’s both beautiful and impactful


For me, this isn’t just about numbers on a page — it’s about changing habits and thought patterns. I’ve learned that budgeting isn’t scary or boring. It can be mindful, creative, and even fun. And when you see where your hard-earned dollars are really going, it’s empowering.


Gloria and I both come from economics backgrounds — she’s an accountant, I’m in investing — and we’ve seen firsthand how understanding your money builds confidence. Our goal is to share tips, tools, and real stories to make financial literacy approachable and inspiring.


✨ Try a 7-day spending log and see what you discover.
💡 Empower your financial journey, one week at a time.

Sharing how I track all those non-necessity spends using my favorite stationery.It keeps my budget on point and makes me...
19/09/2025

Sharing how I track all those non-necessity spends using my favorite stationery.

It keeps my budget on point and makes me pause before hitting “buy”! 🖋️💸

How do you stay mindful with your spending? 👇

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